A Simple Guide to Income and Expenses

January 12, 2026

Getting a handle on your money really just comes down to one thing: the relationship between your income and expenses. It’s a simple idea. Income is what comes in, and expenses are what goes out. The whole game of financial wellness is just making sure more money is coming in than going out, consistently. The Foundation of Financial Wellness # Picture your finances as an old-school balancing scale. On one side, you’ve got all the money flowing into your life—your income. ...