How to Save Money

A Modern Guide to the Cash Envelope Budgeting System

February 6, 2026

The cash envelope system is a simple, hands-on way to manage your money. You divide your cash for the month into different envelopes, each one labeled for a specific spending category like “Groceries” or “Gas.” Once the cash in an envelope is gone, you’re done spending in that category until next month. It’s a beautifully simple system that creates a real, physical connection to your spending and makes it almost impossible to overspend. ...

Your Free 100 Envelope Challenge Printable to Save $5,050

January 22, 2026

If you’ve ever wanted a simple, hands-on way to save a serious chunk of cash, a 100 envelope challenge printable is your ticket to stashing away exactly $5,050. The whole idea is to turn saving money into a kind of game by using a tracker or labels numbered 1 to 100. You match the dollar amount to the number on the envelope and stuff it inside. What Is the 100 Envelope Challenge # The 100 Envelope Challenge is a savings method that went viral for good reason—it transforms the vague idea of “saving more” into a physical, hands-on activity. ...

How Much to Save Per Paycheck (how much to save per paycheck): A Practical Guide

January 13, 2026

If you’ve ever wondered how much to save from each paycheck, you’re not alone. The classic rule of thumb is to aim for 20% of your take-home pay. This isn’t just a random number; it’s the savings portion of the popular 50/30/20 budget, a simple framework that can really build a strong financial foundation. Think of it as the starting line. Hitting that 20% mark helps you get into the rhythm of paying yourself first, which is crucial for tackling debt, building an emergency fund, and investing for the long haul. ...