QIF File Format: Structure, Import, & Best Practices

May 4, 2026

You’re switching budgeting apps, cleaning up an old computer, or closing a bank account that still holds years of transaction history. The balances can move easily. The history usually can’t. That’s where people get stuck. Your spending categories, shared household expenses, reimbursements, rent, transfers, and old notes are often trapped in a format tied to one bank or one app. Rebuilding that by hand is possible, but nobody wants to re-enter years of life just to keep budgeting. ...