A Practical Guide to Tracking Monthly Expenses

February 21, 2026

Tracking your monthly expenses is the single most powerful habit you can build to get a handle on your finances. It’s not about restriction; it’s about turning financial guesswork into real knowledge. You’re simply shining a light on where your money is going so you can start telling it where to go instead. This isn’t just about saving for a rainy day or a down payment. It’s about finally ditching that nagging, low-level stress that comes from financial uncertainty. ...