Boost Your Score: remove collections from credit report

January 17, 2026

Yes, you can absolutely get a collection removed from your credit report. The most common ways are by disputing errors, forcing the collector to validate the debt, or negotiating a “pay-for-delete” deal. And thanks to some recent industry changes, it’s gotten easier to remove certain debts, especially medical collections. But first, you have to understand what you’re up against. How Collections Really Affect Your Credit Score # That sinking feeling when a “collection” account suddenly appears on your credit report is real. ...