# Econumo

> Econumo is an open-source budgeting app for personal, couple, and family finances — multi-currency, joint accounts, and shared budgets. Cloud or self-hosted.

## Documentation

- [Getting Started](https://econumo.com/docs.md)
- [Editions](https://econumo.com/docs/edition.md)
- [User Guide](https://econumo.com/docs/user-guide.md)
- [Accounts](https://econumo.com/docs/user-guide/accounts.md)
- [Transactions](https://econumo.com/docs/user-guide/transactions.md)
- [Recurring transactions](https://econumo.com/docs/user-guide/recurring-transactions.md)
- [Search](https://econumo.com/docs/user-guide/search.md)
- [Inbox](https://econumo.com/docs/user-guide/inbox.md)
- [Classifications](https://econumo.com/docs/user-guide/classifications.md)
- [Budgets](https://econumo.com/docs/user-guide/budgets.md)
- [Plan](https://econumo.com/docs/user-guide/plan.md)
- [Shared access](https://econumo.com/docs/user-guide/shared-access.md)
- [Multi-Currency](https://econumo.com/docs/user-guide/multi-currency.md)
- [Currencies](https://econumo.com/docs/user-guide/currencies.md)
- [User profile](https://econumo.com/docs/user-guide/user-profile.md)
- [CSV Import & Export](https://econumo.com/docs/user-guide/csv-import-export.md)
- [Apple Wallet](https://econumo.com/docs/user-guide/apple-wallet.md)
- [Apps](https://econumo.com/docs/apps.md)
- [Self-Hosting](https://econumo.com/docs/self-hosting.md)
- [Multi-Currency Support](https://econumo.com/docs/self-hosting/multi-currency.md)
- [Backups](https://econumo.com/docs/self-hosting/backups.md)
- [CLI commands](https://econumo.com/docs/self-hosting/cli-commands.md)
- [Debug](https://econumo.com/docs/self-hosting/debug.md)
- [API](https://econumo.com/docs/api.md)
- [Econumo compared](https://econumo.com/docs/comparison.md)
- [vs Actual Budget](https://econumo.com/docs/comparison/econumo-vs-actualbudget.md)
- [vs YNAB](https://econumo.com/docs/comparison/econumo-vs-ynab.md)
- [vs Firefly III](https://econumo.com/docs/comparison/econumo-vs-firefly-iii.md)
- [vs Maybe Finance](https://econumo.com/docs/comparison/econumo-vs-maybe-finance.md)
- [vs ezBookkeeping](https://econumo.com/docs/comparison/econumo-vs-ezbookkeeping.md)
- [vs GnuCash](https://econumo.com/docs/comparison/econumo-vs-gnucash.md)
- [FAQ](https://econumo.com/docs/faq.md)
- [Contact Us](https://econumo.com/docs/contact-us.md)
- [Privacy Policy](https://econumo.com/docs/legal/privacy-policy.md)
- [Terms of Service](https://econumo.com/docs/legal/terms-of-service.md)
- [Refund Policy](https://econumo.com/docs/legal/refund-policy.md)

## Blog

- [The Best Zero-Based Budgeting Software (Without the Subscription)](https://econumo.com/posts/zero-based-budgeting-software.md): Zero-based budgeting software compared: YNAB, Actual Budget, EveryDollar, and Econumo, on the one rule that actually makes the method work — and what it costs to keep using it.
- [What Is Creditworthiness? Your Guide to Financial Health](https://econumo.com/posts/what-is-creditworthiness.md): What is creditworthiness - Wondering what is creditworthiness and how lenders see you? Learn key factors, check your standing, and get practical steps to
- [QIF File Format: Structure, Import, & Best Practices](https://econumo.com/posts/qif-file-format.md): Understand the QIF file format, its structure, and how to easily import financial data into apps like Econumo. Your guide to seamless data portability.
- [Subscription Management Services: A Household Finance Guide](https://econumo.com/posts/subscription-management-services.md): Tired of surprise charges? Learn what subscription management services are, how to choose one for your family, and track them privately with tools like Econumo.
- [Best Travel Budget Apps for 2026 Trips](https://econumo.com/posts/travel-budget-apps.md): Discover the best travel budget apps for your 2026 trip. Our guide compares top options for solo travelers, couples, & families, prioritizing privacy.
- [Relationship Apps for Couples A 2026 Guide](https://econumo.com/posts/relationship-apps-for-couples.md): Explore relationship apps for couples in 2026. This guide explains types, features, and privacy to help you choose the right app to strengthen your partnership.
- [Credit Card Linking Explained: A 2026 Security Guide](https://econumo.com/posts/credit-card-linking.md): Learn how credit card linking works, the security risks involved, and how to do it safely. Our 2026 guide compares automation vs. manual entry for your budget.
- [Sinking Fund Example: A Guide to Stress-Free Saving](https://econumo.com/posts/sinking-fund-example.md): See a real sinking fund example for a vacation, car, and more. Learn the formula and how to set up funds to stop worrying about big expenses.
- [Bank Envelopes for Cash: Budgeting Made Easy in 2026](https://econumo.com/posts/bank-envelopes-for-cash.md): Bank envelopes for cash - Master bank envelopes for cash budgeting in 2026. Learn the envelope system, security, and how to blend cash with digital tools like
- [How to Link iPad and iPhone Seamlessly](https://econumo.com/posts/how-to-link-ipad-and-iphone.md): Sync your devices! Learn how to link iPad and iPhone for seamless harmony. Covers iCloud, Handoff, iMessage, & app syncing. Get started now!
- [Floating Credit Card: Master Cash Flow & Avoid Risks](https://econumo.com/posts/floating-credit-card.md): Understand what a floating credit card means, its risks, and how to manage it for improved cash flow. Get expert tips for families.
- [Best Debt Payoff Strategy: A 2026 Guide for Faster Freedom](https://econumo.com/posts/best-debt-payoff-strategy.md): Find the best debt payoff strategy for you. Compare snowball, avalanche, and consolidation to pay off debt faster. Includes tips for couples and families.
- [Google Sheets Spending Tracker: A Collaborative Build Guide](https://econumo.com/posts/google-sheets-spending-tracker.md): Build a collaborative Google Sheets spending tracker from scratch. Our guide covers formulas, dashboards, multi-currency, and sharing for couples & families.
- [Example Budget for Family of 4: Financial Planning for 2026](https://econumo.com/posts/example-budget-for-family-of-4.md): Get a flexible example budget for family of 4 for 2026. Discover sample budgets for all incomes, shared account tips, and a step-by-step guide.
- [Mastering PostgreSQL Docker Compose for Dev & Prod](https://econumo.com/posts/postgresql-docker-compose.md): Build a robust PostgreSQL Docker Compose setup for dev & production. This guide covers data persistence, backups, security, and troubleshooting.
- [The 2026 List of Plaid Supported Banks: 10 Key Tools](https://econumo.com/posts/list-of-plaid-supported-banks.md): Need the complete list of Plaid supported banks? Explore our 2026 guide to find, verify, and connect your bank, plus alternatives for apps like Econumo.
- [How to Get Out of Living Paycheck to Paycheck: A Real Plan](https://econumo.com/posts/how-to-get-out-of-living-paycheck-to-paycheck.md): Tired of the stress? Learn how to get out of living paycheck to paycheck with a step-by-step guide on budgeting, debt repayment, and building financial health.
- [Debt Repayment Plan Template: Your 2026 How-To Guide](https://econumo.com/posts/debt-repayment-plan-template.md): Create your path to freedom with our debt repayment plan template. This guide offers step-by-step instructions, worked examples, and downloadable templates.
- [10 New Years Goals Ideas for 2026](https://econumo.com/posts/new-years-goals-ideas.md): Ready for 2026? Discover 10 actionable new years goals ideas for your finances, health, and personal growth. Includes SMART goals and expert tips.
- [What Do Bank Statements Look Like? A Visual Guide (2026)](https://econumo.com/posts/what-do-bank-statements-look-like.md): Wondering what do bank statements look like? Our guide deciphers every section, from headers to transaction codes, with paper and digital examples for 2026.
- [Fidelity 2 Factor Authentication: A Secure Setup Guide](https://econumo.com/posts/fidelity-2-factor-authentication.md): Secure your finances with our guide to Fidelity 2 factor authentication. Step-by-step setup for apps, SMS, and keys, plus tips for shared accounts.
- [Export to CSV from Econumo: A Step-by-Step Guide](https://econumo.com/posts/export-to-csv.md): Learn how to export to CSV from Econumo on web, mobile, and via API. Our guide covers the CSV schema, troubleshooting, and import tips for Excel & Sheets.
- [App for Managing Credit Cards: The Ultimate Guide](https://econumo.com/posts/app-for-managing-credit-cards.md): Find the best app for managing credit cards with our guide. Learn to select, set up, and use features for joint accounts, budgeting, and travel.
- [Can You Wire Transfer From a Credit Card? A 2026 Guide](https://econumo.com/posts/can-you-wire-transfer-from-a-credit-card.md): Wondering, 'can you wire transfer from a credit card?' Learn the methods, hidden costs like cash advance fees, and safer alternatives to protect your budget.
- [Dave Ramsey Method: Your Guide for 2026](https://econumo.com/posts/dave-ramsey-method.md): Tackle debt with the Dave Ramsey method. Our 2026 guide explains the Baby Steps, debt snowball, and how couples can use Econumo to achieve financial freedom.
- [Saving Money as a Family: A Step-by-Step Playbook](https://econumo.com/posts/saving-money-as-a-family.md): Start saving money as a family with our step-by-step playbook. Learn to set shared goals, build a collaborative budget, and teach your kids financial skills.
- [How to Manage Money as a Couple: A Practical Plan](https://econumo.com/posts/how-to-manage-money-as-a-couple.md): Learn how to manage money as a couple with our step-by-step guide. We cover shared budgets, joint accounts, debt, and building financial harmony together.
- [What Is a Spending Plan? A Guide for Modern Households](https://econumo.com/posts/what-is-a-spending-plan.md): Wondering what is a spending plan and how it differs from a budget? Learn to create a plan that works for couples, families, and expats to control your money.
- [Master Your Family of Three Grocery Budget 2026](https://econumo.com/posts/family-of-three-grocery-budget.md): Optimize your family of three grocery budget. Get a step-by-step guide to calculate, plan, and track spending, plus 2026 sample budgets.
- [What is a Flexible Budget? 2026 Guide](https://econumo.com/posts/what-is-a-flexible-budget.md): Discover what is a flexible budget and how it adjusts to your changing income. Our 2026 guide covers its formula, benefits, and application for family finances.
- [Paying Off Car Loan Faster in 2026](https://econumo.com/posts/paying-off-car-loan.md): Discover proven strategies for paying off car loan faster. Our guide provides actionable tips and real-world scenarios to help you get out of debt.
- [Cash Flow Budgeting Your Guide to Financial Clarity](https://econumo.com/posts/cash-flow-budgeting.md): Master your money with cash flow budgeting. This guide shows you how to track, forecast, and control your cash for true financial stability and peace of mind.
- [Budgeting With a Credit Card A Smart Guide](https://econumo.com/posts/budgeting-with-a-credit-card.md): Learn how to master budgeting with a credit card. Our guide offers practical strategies to manage spending, avoid debt, and use rewards wisely as a team.
- [Unique Things to Do in Spring on a Budget](https://econumo.com/posts/things-to-do-in-spring.md): Discover unique, budget-friendly things to do in spring. Find outdoor fun, family ideas & smart travel tips to enjoy the season without overspending.
- [Your Guide to Quicken Financial Software in 2026](https://econumo.com/posts/quicken-financial-software.md): Is Quicken financial software right for you? Our 2026 guide covers its core features, pricing, history, and modern alternatives for today's user.
- [Monarch Finance App vs Econumo A 2026 Comparison](https://econumo.com/posts/monarch-finance-app.md): Is the Monarch Finance app right for you? See how it stacks up against Econumo in this detailed 2026 comparison of features, pricing, and real-world use cases.
- [Mastering YNAB and Credit Cards Your Ultimate Guide](https://econumo.com/posts/ynab-and-credit-cards.md): Learn to master YNAB and credit cards with our guide. Turn credit cards into powerful cash flow tools, pay off debt, and manage spending with confidence.
- [How To Build An Emergency Fund: Your Essential Guide](https://econumo.com/posts/how-to-build-an-emergency-fund.md): How to build an emergency fund - Learn how to build an emergency fund with our actionable guide. Get practical strategies to calculate your goal, find money, &
- [How to Merge Finances After Marriage A Practical Guide](https://econumo.com/posts/how-to-merge-finances-after-marriage.md): Learn how to merge finances after marriage with our practical guide. We cover creating a budget, tackling debt, and building financial unity as a couple.
- [Your Smarter Travel Budget Planner Template For 2026](https://econumo.com/posts/travel-budget-planner-template.md): Stop stressing about trip costs. Our travel budget planner template helps you manage expenses and save money for the experiences that truly matter.
- [Are Flexible Spending Accounts Worth It in 2026](https://econumo.com/posts/are-flexible-spending-accounts-worth-it.md): Are flexible spending accounts worth it? This guide breaks down FSA pros and cons, tax savings, and how to decide if an FSA is right for you in 2026.
- [A Practical Guide to Journal Entry Accounting for Households](https://econumo.com/posts/journal-entry-accounting.md): Master your household finances with this guide to journal entry accounting. Learn double-entry basics and manage shared bills with real-world examples.
- [Unlock Financial Freedom with Household Finance Software](https://econumo.com/posts/household-finance-software.md): Simplify your family's budget with household finance software. Easily manage money, track expenses, and find the right privacy-focused tool. Get organized!
- [Shared Expense Tracker App 2026: Easy Bill Splitting for All](https://econumo.com/posts/shared-expense-tracker-app.md): Stop stressing over shared bills. Find the best shared expense tracker app for couples, roommates, & families. Manage money together easily!
- [How to Split Bills Without the Headache in 2026](https://econumo.com/posts/how-to-split-bills.md): Learn how to split bills fairly with your partner or roommates. Our guide covers income-based and usage-based methods to manage shared expenses stress-free.
- [Top 10 Small Budget Wedding Ideas That Actually Work in 2026](https://econumo.com/posts/small-budget-wedding-ideas.md): Discover 10 practical small budget wedding ideas for a beautiful, affordable celebration. Save on your venue, food, attire, and more without compromising style.
- [A Realistic Guide to Planning Beautiful Weddings on a Budget](https://econumo.com/posts/weddings-on-a-budget.md): Plan the wedding you want without the debt. Our guide to weddings on a budget covers smart financial planning, cost-cutting, and collaborative tools.
- [Best Software for Personal Accounting in 2026](https://econumo.com/posts/best-software-for-personal-accounting.md): Discover the best software for personal accounting in 2026. This guide compares top tools on privacy, features, and real-world use for smart budgeting.
- [Financial Goal Setting Worksheet: Your Path to Clear Money Milestones](https://econumo.com/posts/financial-goal-setting-worksheet.md): Discover a financial goal setting worksheet you can use to plan, track progress, and reach your money goals with practical steps and real examples.
- [Shared Budget App for Couples: A Practical Guide (shared budget app for couples)](https://econumo.com/posts/shared-budget-app-for-couples.md): Discover how the shared budget app for couples reduces money stress with practical setup steps, features, and tips for managing finances together.
- [Build Your Ultimate Personal Financial Dashboard in 2026](https://econumo.com/posts/personal-financial-dashboard.md): Learn how to build a personal financial dashboard to see your money clearly. Track spending, manage shared finances, and reach your goals with confidence.
- [Debt Payoff Tracker Printable: Accelerate Your Debt-Free Journey](https://econumo.com/posts/debt-payoff-tracker-printable.md): Download your debt payoff tracker printable and map payments, milestones, and progress toward a debt-free future.
- [Your Guide to a Joint Account for Couples in 2026](https://econumo.com/posts/joint-account-for-couples.md): Is a joint account for couples right for you? This guide walks you through the pros, cons, and how to merge finances without the stress.
- [How to Save 1000 in a Month A Realistic Guide](https://econumo.com/posts/how-to-save-1000-in-a-month.md): Struggling to save? Learn how to save 1000 in a month with this realistic guide. Discover practical tips for tracking expenses and boosting your income.
- [How to Reconcile Bank Accounts A Guide for Modern Households](https://econumo.com/posts/how-to-reconcile-bank-accounts.md): Learn how to reconcile bank accounts with this practical guide. Catch errors, prevent fraud, and gain control over your finances with real-world tips.
- [A Guide to Financial Planning for Expats in 2026](https://econumo.com/posts/financial-planning-for-expats.md): Master financial planning for expats. This guide covers cross-border taxes, multi-currency budgeting, and global investments to secure your future abroad.
- [What is a Sinking Fund and How It Builds Big Savings Fast?](https://econumo.com/posts/what-is-a-sinking-fund.md): Discover what is a sinking fund and how this simple saving method helps you plan big expenses without debt.
- [PayPal or Venmo: Which Payment App Is Right for You in 2026](https://econumo.com/posts/paypal-or-venmo.md): Deciding between PayPal or Venmo? Our guide compares fees, security, business use, and more to help you choose the best payment app for your specific needs.
- [How to Get Financially Stable A Practical 2026 Guide](https://econumo.com/posts/how-to-get-financially-stable.md): Discover how to get financially stable with our practical guide. Learn actionable steps for budgeting, saving, and investing to build a secure future.
- [A Clear Definition of Fixed Expense for Your Budget](https://econumo.com/posts/definition-of-fixed-expense.md): Tired of financial surprises? This guide gives a clear definition of fixed expense with real-world examples to help you master your budget and save more.
- [Top 10 Ways to Save Money Grocery Shopping in 2026](https://econumo.com/posts/save-money-grocery-shopping.md): Want to save money grocery shopping? Discover 10 actionable strategies, from meal planning to tracking, to cut your food bills and manage your family budget.
- [10 Real-World Examples of Opportunity Cost for Smarter Financial Decisions](https://econumo.com/posts/examples-of-opportunity-cost.md): Explore 10 clear examples of opportunity cost in everyday life. Learn to make smarter financial choices for your family, career, and travel with these tips.
- [How to Save 1000 a Month: Real-Life Budget Hacks (how to save 1000 a month)](https://econumo.com/posts/how-to-save-1000-a-month.md): Learn how to save 1000 a month with practical budgeting, smart cuts, and automation you can start today.
- [Financial Infidelity in Marriage: Signs and Steps to Rebuild Trust](https://econumo.com/posts/financial-infidelity-in-marriage.md): Learn to spot financial infidelity in marriage and start rebuilding trust with a practical, step-by-step guide.
- [What Is Considered a Liquid Asset? A Complete Financial Guide](https://econumo.com/posts/what-is-considered-a-liquid-asset.md): Unsure what is considered a liquid asset? Discover clear examples and learn how to use liquid assets to build a powerful financial safety net for your future.
- [How much should i save: A Simple, Actionable Guide to Build Your Savings](https://econumo.com/posts/how-much-should-i-save.md): Learn how much should i save with a clear plan to set goals, automate savings, and grow your wealth, no matter your income.
- [A Practical Guide to Getting Out of Debt for Good](https://econumo.com/posts/getting-out-of-debt.md): Tired of debt? This practical guide shares real strategies for getting out of debt. Learn to budget, choose a payoff plan, and reclaim your financial future.
- [Boost Your Finances with monthly bills checklist for 2026](https://econumo.com/posts/monthly-bills-checklist.md): Stay on top of bills with the monthly bills checklist for 2026. Organize payments, track spending, and save more—click to simplify your finances today.
- [How to Budget Paycheck 2026 how to budget paycheck for lasting financial success](https://econumo.com/posts/how-to-budget-paycheck.md): Master how to budget paycheck with practical steps, templates, and a 2026 plan to grow savings and reach your money goals.
- [Discover personal finance expense tracker for easy budgeting & privacy](https://econumo.com/posts/personal-finance-expense-tracker.md): Track spending, manage shared budgets, and keep data private with a trusted personal finance expense tracker.
- [How to Manage Joint Finances as a Couple](https://econumo.com/posts/how-to-manage-joint-finances.md): Learn how to manage joint finances with your partner. Our guide covers budgeting, choosing accounts, and setting shared goals to build wealth together.
- [A Simple Guide to the OFX File Format for Easy Budgeting](https://econumo.com/posts/ofx-file-format.md): Unlock your financial data with our complete guide to the OFX file format. Learn how to export, import, and use OFX files for smarter budget management.
- [A Simple Guide to Import a CSV File Into Econumo](https://econumo.com/posts/import-a-csv.md): Learn how to import a CSV file into Econumo with this simple guide. We cover formatting your file, mapping columns, and troubleshooting common import errors.
- [What percent of paycheck should go to savings: A Simple Guide to Smart Saving](https://econumo.com/posts/what-percent-of-paycheck-should-go-to-savings.md): Discover what percent of paycheck should go to savings and learn practical budgeting tips, simple rules, and a plan that fits your income.
- [A Practical Guide to Tracking Monthly Expenses](https://econumo.com/posts/tracking-monthly-expenses.md): Learn how tracking monthly expenses can transform your finances. This guide offers real-world tips for budgeting, saving, and managing shared accounts.
- [Setting Up A Budget That Actually Works For Your Family](https://econumo.com/posts/setting-up-a-budget.md): Learn the essentials of setting up a budget that adapts to your family's goals. Get practical tips for tracking expenses and gaining financial control.
- [How to Teach Kids About Money a Simple Guide for Every Age](https://econumo.com/posts/how-to-teach-kids-about-money.md): Learn how to teach kids about money with this practical, age-by-age guide. Get simple activities and conversation starters for raising financially smart kids.
- [The 10 Best Way to Organize Receipts for 2026: A Definitive Guide](https://econumo.com/posts/best-way-to-organize-receipts.md): Discover the best way to organize receipts for your household. Our guide covers 10 digital, physical, and hybrid methods for stress-free financial tracking.
- [Master Your Money by Tracking Spending by Category](https://econumo.com/posts/spending-by-category.md): Take control of your finances by tracking spending by category. Learn how to build a personalized budget, tag transactions, and gain financial clarity.
- [A Modern Guide to Budgeting and Forecasting for Households](https://econumo.com/posts/budgeting-and-forecasting.md): Master budgeting and forecasting with our practical guide for couples and families. Learn to set shared goals, pick the right method, and manage your finances.
- [Joint Bank Account Pros and Cons for Modern Couples](https://econumo.com/posts/joint-bank-account-pros-and-cons.md): Thinking about a shared account? Explore the real joint bank account pros and cons to see if it fits your relationship and financial goals. Find your best path.
- [8 Practical Zero Based Budgeting Examples to Master Your Money in 2026](https://econumo.com/posts/zero-based-budgeting-examples.md): Discover 8 detailed zero based budgeting examples for families, debt payoff, expats, and more. Get actionable templates to control your finances today.
- [Your Guide to a Shared Home Finance and Bill Organizer](https://econumo.com/posts/home-finance-and-bill-organizer.md): Stop the money chaos. Learn to create a collaborative home finance and bill organizer that works for couples and families. Get actionable steps for clarity.
- [Budget vs Actual: Master Your Budget and Track Performance](https://econumo.com/posts/budget-vs-actual.md): Budget vs Actual: Learn to compare forecasts with real spending, budget vs actual, spot savings, and take control of your finances with practical steps.
- [How to Calculate Net Worth: A Practical Guide (how to calculate net worth)](https://econumo.com/posts/how-to-calculate-net-worth.md): How to calculate net worth: Discover assets, liabilities, and simple formula to assess your financial health (how to calculate net worth) and plan your move.
- [Finding the Best Alternatives to Mint Finance](https://econumo.com/posts/alternatives-to-mint-finance.md): Discover the best alternatives to Mint finance. Our guide compares top apps for family budgeting, privacy, and manual tracking to help you find the perfect fit.
- [Best Household Budgeting Apps for Families That Actually Share Money](https://econumo.com/posts/best-budget-app-for-families.md): The best household budgeting apps compared on sharing, price, and privacy — so a whole household can budget together, not just one person.
- [How to Control Impulse Spending and Master Your Money](https://econumo.com/posts/how-to-control-impulse-spending.md): Tired of impulse buys derailing your budget? Learn how to control impulse spending with our guide on building mindful habits and using smart financial tools.
- [A Modern Guide to the Cash Envelope Budgeting System](https://econumo.com/posts/cash-envelope-budgeting-system.md): Master your money with the cash envelope budgeting system. This practical guide shows you how to control spending, save more, and reach your financial goals.
- [A Realistic Monthly Food Budget for Two That Actually Works](https://econumo.com/posts/monthly-food-budget-for-two.md): Stop guessing. Build a monthly food budget for two with practical tips on meal planning, grocery savings, and tracking expenses as a team.
- [Your Guide to Self Hosted Budget Software](https://econumo.com/posts/self-hosted-budget-software.md): Take control of your finances with self hosted budget software. Our guide explains how to protect your privacy, customize features, and get started today.
- [A Complete Guide to Self Hosted Finance Manager Software](https://econumo.com/posts/self-hosted-finance-manager.md): Take full control of your money with a self hosted finance manager. This guide covers setup, security, and gaining total ownership of your financial data.
- [Finding the Best Family Budget Software for Your Household](https://econumo.com/posts/best-family-budget-software.md): Discover the best family budget software for managing shared expenses and goals. We compare top tools on collaboration, privacy, and ease of use.
- [How to Create a Family Budget That Actually Works](https://econumo.com/posts/how-to-create-a-family-budget.md): Learn how to create a family budget that reduces financial stress and helps you reach your goals. Our guide offers practical steps and real-world tips.
- [How to pay off debt fast: Simple steps to cut debt today](https://econumo.com/posts/how-to-pay-off-debt-fast.md): Discover how to pay off debt fast with practical budgeting tips, smart repayment options, and income-boosting ideas.
- [The 12 Best Free Budgeting Software Options for 2026](https://econumo.com/posts/best-free-budgeting-software.md): Discover the best free budgeting software for managing your finances. Our in-depth review covers tools for couples, privacy, and manual tracking.
- [Financial Planning for Married Couples: Simple Steps to Better Money Management](https://econumo.com/posts/financial-planning-for-married-couples.md): Discover practical strategies for merging finances, setting shared goals, and building a secure future with financial planning for married couples.
- [The 12 Best Debt Payoff Apps of 2026 to Get Debt-Free Faster](https://econumo.com/posts/best-debt-payoff-apps.md): Discover the best debt payoff apps to accelerate your journey to financial freedom. Compare top tools for snowball, avalanche, and custom debt-reduction plans.
- [A Modern Travel Budget Guide For Couples And Families](https://econumo.com/posts/travel-budget.md): Stop stressing about money on vacation. Learn to create a simple, collaborative travel budget that handles multiple currencies and shared expenses with ease.
- [Average Grocery Cost for One Person (average grocery cost for one person) - Tips](https://econumo.com/posts/average-grocery-cost-for-one-person.md): Explore the average grocery cost for one person, what drives the numbers, and smart tips to budget meals without sacrificing quality.
- [How to Avoid Currency Conversion Fees When Traveling](https://econumo.com/posts/how-to-avoid-currency-conversion-fees.md): Discover how to avoid currency conversion fees with this expert guide. Learn which cards and accounts save you the most on your next trip abroad.
- [International Money Transfer Comparison Finding the Best Rates](https://econumo.com/posts/international-money-transfer-comparison.md): Our international money transfer comparison guide helps you find the fastest, cheapest, and most secure ways to send money abroad.
- [A Guide to Open Source Personal Finance Software](https://econumo.com/posts/open-source-personal-finance-software.md): Discover how open source personal finance software gives you complete control over your money. Learn the benefits, key features, and how to get started today.
- [Your Free 100 Envelope Challenge Printable to Save $5,050](https://econumo.com/posts/100-envelope-challenge-printable.md): Start saving $5,050 with our free 100 envelope challenge printable. This guide shows you how the challenge works with actionable tips and tracking methods.
- [Principles of Finance: A Practical Guide for Family Budgeting](https://econumo.com/posts/principles-of-finance.md): Discover the principles of finance and how risk, return, and cash flow shape your family's budget and future with practical, simple steps.
- [What Does Secured Bond Mean An Investor's Simple Guide](https://econumo.com/posts/what-does-secured-bond-mean.md): Wondering what does secured bond mean? Learn how secured bonds work, what collateral means for your safety, and how they fit into a smart investment plan.
- [Can You Have an IRA and a 401k? Supercharge Your Savings](https://econumo.com/posts/can-you-have-an-ira-and-a-401-k.md): Wondering can you have an IRA and a 401k? Yes. Learn the rules, contribution limits, and strategies to maximize your retirement savings with both accounts.
- [7 Life-Changing Benefits of Paying Off Mortgage Early in 2026](https://econumo.com/posts/benefits-of-paying-off-mortgage-early.md): Unlock financial freedom with these 7 benefits of paying off mortgage early. Learn how to save thousands in interest, build wealth, and reduce stress.
- [Boost Your Score: remove collections from credit report](https://econumo.com/posts/remove-collections-from-credit-report.md): Discover proven steps to remove collections from credit report with disputes, negotiations, and validation letters to boost your score.
- [How to Improve Your Credit Score: Quick, Actionable Tips](https://econumo.com/posts/how-to-improve-your-credit-score.md): Discover how to improve your credit score with practical, actionable tips on payment history, utilization, and credit mix to boost your finances.
- [How to Pay Off Debt Faster and Find Financial Freedom](https://econumo.com/posts/how-to-pay-off-debt-faster.md): Learn how to pay off debt faster with proven strategies like the snowball and avalanche methods. Our guide offers actionable budgeting and income tips.
- [How to Save for a House Your Practical Home Buying Guide](https://econumo.com/posts/save-for-a-house.md): Ready to save for a house? Our practical guide breaks down budgeting, down payments, and smart savings strategies to help you reach your homeownership goals.
- [How Much to Save Per Paycheck (how much to save per paycheck): A Practical Guide](https://econumo.com/posts/how-much-to-save-per-paycheck.md): Curious how much to save per paycheck? Discover practical tips, real-life examples, and a simple plan to boost your savings today.
- [A Simple Guide to Income and Expenses](https://econumo.com/posts/income-and-expenses.md): Take control of your finances with our guide to tracking income and expenses. Learn simple budgeting methods to save more and reach your financial goals.
- [The 12 Best Monthly Expense Tracker Printable Resources for 2026](https://econumo.com/posts/monthly-expense-tracker-printable.md): Discover the top 12 monthly expense tracker printable templates and resources. Find free, editable, and designer-made trackers to manage your budget.
- [The Ultimate List of Household Expenses for 2026: 10 Categories to Track](https://econumo.com/posts/list-of-household-expenses.md): Master your budget with our complete list of household expenses for 2026. This guide covers 10 key categories to help you track spending and save money.
- [How to Reduce Household Expenses: 14 Cuts Ranked by Real Savings](https://econumo.com/posts/how-to-reduce-monthly-expenses.md): How to reduce household expenses without making life worse: 14 cuts ranked by payoff-per-effort, worked dollar examples for the big four, and how to make the cuts actually stick.
- [How to Stick to a Budget That Actually Works for You](https://econumo.com/posts/how-to-stick-to-a-budget.md): Tired of budgets that fail? Discover a practical method for how to stick to a budget, manage shared finances, and achieve your financial goals with confidence.
- [A Practical Guide to Budgeting for Irregular Income](https://econumo.com/posts/budgeting-for-irregular-income.md): Tired of financial stress? Learn how to manage a variable paycheck with our practical guide to budgeting for irregular income and build lasting stability.
- [How to Budget as a Couple: The Practical Guide](https://econumo.com/posts/how-to-budget-as-a-couple.md): Discover how to budget as a couple with a practical, easy-to-follow plan. Learn to talk money, choose a system, and strengthen your relationship.
- [How to Create a Household Budget That Actually Works for Couples](https://econumo.com/posts/how-to-create-a-household-budget.md): Learn how to create a household budget as a couple. This guide offers practical steps to track spending, set shared goals, and manage your money together.

## Releases

- [v1.6.1](https://econumo.com/releases/v1.6.1.md): v1.6.1 — polish for the redesigned budget: a hover highlight on totals rows, a new tag option in folder menus, and four fixes to the Plan grid and transaction rows.
- [v1.6.0](https://econumo.com/releases/v1.6.0.md): v1.6.0 — a redesigned budget with a spreadsheet-style plan, savings accounts, cell comments, global search, an Inbox, and Claude sign-in by URL.
- [v1.5.2](https://econumo.com/releases/v1.5.2.md): v1.5.2 — self-hosters can switch email and password sign-in off and let people in only through Google, Apple, or their own OpenID Connect provider.
- [v1.5.1](https://econumo.com/releases/v1.5.1.md): v1.5.1 — fixes a white band left below the app shell on iOS home-screen installs after signing in with Apple.
- [v1.5.0](https://econumo.com/releases/v1.5.0.md): v1.5.0 — single sign-on: sign in with Google, Apple, or your own OpenID Connect provider, and link a provider to the account you already have.
- [v1.4.3](https://econumo.com/releases/v1.4.3.md): v1.4.3 — a maintenance release that fixes transfers being saved without a recipient account, leaving broken rows that couldn't be edited or deleted.
- [v1.4.2](https://econumo.com/releases/v1.4.2.md): v1.4.2 — pins due and overdue recurring transactions to the top of Today in your account, and posts them dated today instead of their missed schedule.
- [v1.4.1](https://econumo.com/releases/v1.4.1.md): v1.4.1 — adds a Privacy switch to opt out of in-app usage analytics, and moves product analytics off PostHog onto Econumo's own collector.
- [v1.4.0](https://econumo.com/releases/v1.4.0.md): v1.4.0 — a spreadsheet-style Plan view for budgeting months ahead, a full budget lifecycle, mergeable classifications, and budget-neutral reporting tags.
- [v1.3.0](https://econumo.com/releases/v1.3.0.md): v1.3.0 — adds recurring transactions, user-managed currencies, and 9 new UI languages.
- [v1.3.1](https://econumo.com/releases/v1.3.1.md): v1.3.1 — a maintenance release that fixes the self-hosted SPA crashing when accessed over plain HTTP on a LAN IP.
- [v1.2.1](https://econumo.com/releases/v1.2.1.md): v1.2.1 — a maintenance release that fixes MCP access behind a reverse proxy and a budget drill-down bug.
- [v1.2.0](https://econumo.com/releases/v1.2.0.md): v1.2.0 — Docker-free single-binary deployment, an embedded MCP server for AI assistants, and first-class PostgreSQL support.
- [v1.1.0](https://econumo.com/releases/v1.1.0.md): v1.1.0 — adds multi-language support, a redesigned invite-based account sharing flow, exact decimal money handling, and new-release notifications, plus a security-hardening pass.
- [v1.1.1](https://econumo.com/releases/v1.1.1.md): v1.1.1 — a maintenance release that resolves three CodeQL security findings.
- [v1.0.2](https://econumo.com/releases/v1.0.2.md): v1.0.2 — a maintenance release with dependency updates and a faster, QEMU-free multi-arch release build.
- [v1.0.1](https://econumo.com/releases/v1.0.1.md): v1.0.1 — adds a version and API-docs link to the settings footer, and fixes setting a limit on tags or categories created after a budget.
- [v1.0.0](https://econumo.com/releases/v1.0.0.md): v1.0.0 — a complete rewrite with a new Go backend and redesigned React frontend in a single, much faster and lighter binary.
- [v0.10.1](https://econumo.com/releases/v0.10.1.md): v0.10.1 — adds a version indicator so you always know which build you're running, and fixes a startup issue on Alpine images.
- [v0.10.0](https://econumo.com/releases/v0.10.0.md): v0.10.0 — raises the character limit for names from 18 to 64 characters and refines the transaction list.
- [v0.9.0](https://econumo.com/releases/v0.9.0.md): v0.9.0 — Econumo becomes a fully open-source project in a single repository, now under the permissive MIT license.
- [v0.8.1](https://econumo.com/releases/v0.8.1.md): v0.8.1 — enhances Import, letting you override any field during the import process.
- [v0.8.0](https://econumo.com/releases/v0.8.0.md): v0.8.0 — introduces CSV Import/Export for backing up your data or migrating between Econumo instances.
- [v0.7.0](https://econumo.com/releases/v0.7.0.md): v0.7.0 — adds experimental, beta-quality PostgreSQL support (not yet recommended for production).
- [v0.6.0](https://econumo.com/releases/v0.6.0.md): v0.6.0 — rewrites currency handling so each currency can use up to 8 fraction digits for precise budget conversions.
- [v0.5.2](https://econumo.com/releases/v0.5.2.md): v0.5.2 — a small follow-up that fixes an issue with currencies that have no exchange rates.
- [v0.5.1](https://econumo.com/releases/v0.5.1.md): v0.5.1 — bug fixes and UI/UX improvements based on community feedback after the Econumo CE announcement.
- [v0.5.0](https://econumo.com/releases/v0.5.0.md): v0.5.0 — introduces user onboarding and a transaction calculator widget, plus many budget refinements and fixes.
- [v0.4.3](https://econumo.com/releases/v0.4.3.md): v0.4.3 — adds a running Total to the budgeting module for a clearer big-picture view.
- [v0.4.1](https://econumo.com/releases/v0.4.1.md): v0.4.1 — minor fixes and configuration improvements, including a new ECONUMO_BASE_URL variable.
- [v0.4.0](https://econumo.com/releases/v0.4.0.md): v0.4.0 — adds user registration along with a broad set of budgeting improvements and bug fixes.
- [v0.3.0](https://econumo.com/releases/v0.3.0.md): v0.3.0 — Econumo's editions are unified, merging the separate products into the fully open-source Econumo CE.
- [v0.2.3](https://econumo.com/releases/v0.2.3.md): v0.2.3 — small refinements to the login flow, legal pages, and branding.
- [v0.2.2](https://econumo.com/releases/v0.2.2.md): v0.2.2 — a hotfix that restores authentication by rolling back a dependency update that broke it.
- [v0.2.1](https://econumo.com/releases/v0.2.1.md): v0.2.1 — registered users are now connected with one another automatically, making collaboration easier.
- [v0.2.0](https://econumo.com/releases/v0.2.0.md): v0.2.0 — backend cleanup that drops the legacy PostgreSQL dependency and adds consistent timezone handling.
- [v0.1.0](https://econumo.com/releases/v0.1.0.md): v0.1.0 — the first public release of Econumo, an open, self-hosted way to manage personal and family finances.

## Optional

- [llms-full.txt](https://econumo.com/llms-full.txt): full documentation as a single file
- [RSS](https://econumo.com/posts/index.xml): blog feed
- [Releases RSS](https://econumo.com/releases/index.xml): releases feed